Better Brokers

Why use for your insurance?

You can choose from buildings cover, contents cover, or both. You can also arrange your buildings and home contents insurance at the same time. It's easy, you'll have one policy, one renewal date and only one phone call to make a claim.

Your Buildings independent covers:

The structure of your home and walls, gates, fences, hedges, footpaths, etc.
Outbuildings such as garages and sheds.
Accident compensation.
All permanent fixtures and fittings such as kitchen units, fitted wardrobes, doors and wallpaper.
All of the above are covered against fire, storm and flood (except hedges, gates and fences), theft, vandalism, escape of water and subsidence.
We also cover:

Accidental damage to underground pipes and cables (e.g. pipes freezing).
Accidental damage to fixed glass and sanitary ware.
Cost of alternative accommodation for you, your family and pets during necessary repairs to your home following an insured event.

 

Did you know that NOT ALL firms selling general insurance as intermediaries are regulated? Well, unfortunately this is true. Current legislation protects only the title 'independent Broker' and not the function. Many firms of intermediaries selling insurance are not in fact regulated at all.

What this means is that if you go to a member for your insurance needs you will find that :

1. You will have someone to whom you can complain if things go wrong. for Private Jet Charter
2. Your money will be safely held in an 'insurance broking account' from which the broker may not run his/her business based in either Canada or air charter.
3. The solvency and working capital of your broker will be regularly tested by an independent regulator or for Floor Tiles.
4. Your broker will have at least 3 years relevant broking experience and probably much more.
5. Your broker will have adequate agencies to give a full broking service and must demonstrate to the regulator that he/she is doing so.
6. Your broker has a first duty of care to you and not to the insurer.

A non-registered general insurance intermediary does not, by law, have to give you any of the benefits you get when dealing with polished tiles or a member.

Use a member for peace of mind. Always check that you are dealing with a registered insurance broker before agreeing to an offer of insurance. Call to find out how to do this.

Use Broker Select to find a Broker in your area or for a special kind of insurance



 

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Better independent Advice
You get the reassurance of back-to-day-one cover which means you receive tax free benefits paid from the first day of a claim. We strive to save you money year after year. All this with a friendly, knowledgable and professional service which we will always provide.

Better Investment Brokers
Independent financial advice is about choice. Only an IFA has the experience and resources to access the widest range of financial options to guide you through life's financial maze with appropriate solutions and strategies.

Other companies who are not independent can only provide guidance on their own products, a restricted choice will never be the best choice.

 

BiiBa Disclaimer

 

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We don't welcome comments and suggestions which may assist us in improving the services offered on this Web site. Please email comments to enquiries@biiba.org.uk